Our most comprehensive advisory service requires an in-depth understanding of your financial concerns as well as your goals, and what YOU aspire to achieve in both the short and long term. When you think about it, money is really only a means to an end.
A journey of exploration
Where do you want to get to?
So, we’ll explore with you what exactly you want your money to do and where you want to get to.
Is it to enable you to travel the world?
Buy a holiday cottage by the sea?
Start reducing your hours or retire early?
Create a legacy and gift money to children?
Plan for those worst case scenarios?
Is it to enable you to travel the world?
Buy a holiday cottage by the sea?
Start reducing your hours or retire early?
Create a legacy and gift money to children?
Plan for those worst case scenarios?
We will ask you questions you might not have been asked before or might not know the answer to immediately. But, once we understand your goals, we will be in a position to identify what needs to happen to make them a reality.
Where are you now?
Where are you right now? We’ll cover all aspects of your current financial situation – your income, assets, liabilities, pensions, investments and financial protection, to build a complete picture of the here and now.
A reality check
What are the gaps between where you are now and where you want to be? This will be an honest and possibly challenging appraisal. After all, if we don’t tell you who else will? But, also, we can now start to bring clarity to what is achievable.
Explore options and opportunities
It is important to prioritise the goals that are most important to you. We will then build a plan that enables you to work towards your objectives. Scenario planning with our cash flow modelling software can play a crucial role in answering the most important questions: ‘will we have enough money?’ or ‘will my family and I be secure if something unforeseen happens?’
We'll make it happen
Once we’ve worked together, created and agreed your plan, we will then implement it. Underpinning this, we will employ our distinctive investment approach – CW Invest
Review progress
It’s like a journey. If you’re clear about your destination, you’ll have a better chance of getting there. There may be speed bumps along the way. The path may zig zag from time to time. Your circumstances will inevitably change but we will review your plan on a regular basis to make sure you stay on track.
Read more about our CW Review process here.
Read more about our CW Review process here.
Because your plan will be all encompassing, we will be happy to work closely with your other professional advisers or you may require an introduction to one or more of our network of leading accountants, solicitors and tax advisers.
